Tag: 上海今日浪莎搬哪里了

What does your credit union offer in the concierge service economy?

first_img 41SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Anne Legg Anne Legg, founder and principal of THRIVETM Strategic Services THRIVE works with credit unions to develop transformational business strategies from their business insights to grow in a competitive, highly regulated … Web: https://www.anneleggthrive.com Details Many can thank Uber for improving the quality of our lives, not only in providing an alternative to taxis but also for launching a successful platform for the concierge service economy. The concierge economy is the on-demand, at-your-doorstep convenience for tasks, errands and luxury. Want someone to do your grocery shopping, walk the dog, clean your house, make dinner and give you a facial? In today’s concierge economy, with the touch of an app, you have your life organized and tasks completed.While many of these concierge services are currently being tested in major markets, Uber still remains the case study for success — proving that consumers have demand for offerings in this new economy and early-entry, high-quality providers are best positioned to win.What will consumers be looking to the concierge economy to deliver in terms of financial products and services?Fortunately, mobile banking, check deposit and payments have already provided ease and simplicity to many members’ financial lives However there are two pain points where credit unions can invest to further develop concierge solutions and these points are related to purchasing cars and financing homes.Car shopping and purchaseThe current car purchase process traditionally involves visiting an auto dealership, dealing with high-pressure sales staff and equally as pushy financing professionals. It is not uncommon to hear consumers say they would chose a root canal over car shopping.In a concierge economy, the member would use their credit union (who has already pre-approved them for their loan) because it offers a service that allows the member to find a car for the price they want (this already exists) and the service would also bring the desired car to the member’s home or office to test drive. From there, if the member likes the car, they could sign the loan right there on a mobile device, and the credit union contact would drive away the members’ old car to complete the concierge service. Easier mortgage processesPurchasing a home is one of the biggest loans most members will experience in their lifetime. This being said, it is rightfully complex and involves much authentication and documentation. To make this process easier, a credit union could offer a mortgage professional to deliver the documentation to the member at their convenience, not the other way around, which is current practice. Offering a concierge service in this area may have the greatest impact to driving loan volume as well as creating a differentiation in the marketplace.Cars and homes are obvious pain points to members, but what are others? Building concierge services as pain relievers are not only technologically savvy, they may be crucial to your credit union’s success.For more strategies to assist credit unions in their long-term success, please reach out to Anne, VP of Marketing at Fiserv Credit Union Solution, [email protected]last_img read more

Prabowo talks joint COVID-19 mitigation plan with Chinese defense minister

first_imgDefense Minister Prabowo Subianto and Chinese Defense Minister Wei Fenghe discussed a bilateral collaboration on COVID-19 pandemic mitigation in Jakarta on Tuesday.The two officials also touched on such subjects as bilateral cooperation in the defense industry and education sector, as well as a host of other issues in the Asia-Pacific region, according to a statement issued by the Indonesian Defense Ministry.“The bilateral meeting between the two defense ministers discussed various important issues related to national defense,” the statement read. After speaking with Prabowo, Menghe proceeded to hold a meeting with Coordinating Maritime Affairs and Investment Minister Luhut Pandjaitan.Among those in attendance were Indonesian Navy chief of staff Adm. Yudo Margono and Chinese Ambassador to Indonesia Xiao Qian.The Chinese government has provided health equipment, including test kits, to Indonesian medical personnel working against COVID-19 over the course of the outbreak in the country.The first batch of the medical supplies were delivered from Shanghai to Jakarta via an Indonesian Military (TNI) Hercules C-130 aircraft, in accordance with Prabowo’s request.According to the official government count, the Indonesia has recorded 200,035 confirmed COVID-19 cases, with 8,230 deaths as of Tuesday.Topics :last_img read more

FIFA hails Osimhen for breaking African transfer record

first_img Promoted ContentThe Very Last Bitcoin Will Be Mined Around 2140. Read MoreWho’s The Best Car Manufacturer Of All Time?Which Country Is The Most Romantic In The World?9 Facts You Should Know Before Getting A TattooWhat’s Up With All The Female Remakes?7 Black Hole Facts That Will Change Your View Of The Universe10 Risky Jobs Some Women DoTop 10 Most Romantic Nations In The WorldWho Earns More Than Ronaldo?10 Phones That Can Work For Weeks Without Recharging5 Of The World’s Most Unique Theme ParksBest & Worst Celebrity Endorsed Games Ever Made Loading… The former Golden Eaglets ace in the process emerged Nigeria’s most expensive player after seeing off Alex Iwobi’s £30m transfer to Everton. Read Also: De Laurentiis: Osimhen actually cost Napoli €80m “All the best in this next chapter of your career, Victor!” FIFA wrote on its official Twitter account moments after the deal was announced. Interestingly, Osimhen kick-started his international career at the FIFA U-17 World cup in Chile back in 2015, carting home the top-scorer award and the winners medal. FacebookTwitterWhatsAppEmail分享 center_img “From starring at the #U17WC with @NGSuperEagles in 2015 to becoming @en_sscnapoli’s marquee signing. World’s football governing body, Federation of International Football Association, FIFA has hailed Super Eagles forward Victor Osimhen after sealing a record transfer from Lille to Napoli. Osimhen joined the Italian Serie A side on Thursday, July 31, for a record of €50m plus additional bonuses, a year after signing for Lille from Charleroi for just €12m.last_img read more

Editorial: Jamaica has a skin color problem

first_imgIt’s ironic for a nation with a population that’s predominantly of dark or black complexion, Jamaicans tend to be preoccupied with the shade of their skin. The grand success, in an international beauty pageant, of a black Jamaican young woman wearing her hair in a natural, non-chemical processed fashion, brings focus to the subject of skin color in Jamaica.Descendants on black slaves The history of Jamaica, like other Caribbean countries, is characterized by the period of slavery. During the 17th to mid-19th century black men and women captured in West Africa were brought to Jamaica to work as slaves on sugar plantations. These slaves are forefathers of most of Jamaica’s population. However, alongside with the black slaves were laborers brought into the country from India and China. The economic and political power rested in the hands of white colonialists from England, and many years later a white merchant class joined the increasing racial eclectic society from places like Lebanon and Syria.‘Browning’ of the massesNot surprising, with people of different races living in a small country, the races interbred and inter-married.  The result was a peculiar mixed race, characterized by the “browning’ of the masses. The population was comprised of shades varying from dark black to ‘fair’ or very light skinned Jamaicans sometimes described as ‘mulattoes.’It was most fitting that in 1962 as Jamaica sought its new attributes of pending political independence, the national motto selected was “Out of many, one people.” Translated, the motto means out of the varying races within Jamaica, there’s a unified nation.Problems of social class and skin colorWhile it’s true that Jamaica is a singular melting pot consisting of people of different races, and racism really isn’t a negative prevailing factor, the people are not exactly one. Often, the factors  prohibiting the ‘oneness’ referred to in the national motto are social class and skin color.The two factors are, moreover, closely intertwined. It would be dishonest to not admit, although less prevalent today than in the 1960s, that the less dark one’s complexion is the more likely one is to advance in Jamaica’s social class.In the 1960s and early 1970s to see a black skin Jamaican woman as a teller in a Jamaican commercial bank was a rarity. Those jobs went to lighter-skin, white, or Chinese women.Frowned on To this day, there are Jamaican families who frown upon a light-skin daughter or son taking a very dark-skin man or woman to be their spouse. It was not unaccustomed for parents to caution their sons and daughters not to marry someone they determined to be “too dark-skinned” because “the pickney dem will come out too black.”The preoccupation with light skin color was very evident in Jamaican beauty pageants. Invariably, winners were light skin, long/straight hair women with Caucasian features. It was not until 1968 that the first black woman, the late Karlene Waddell, won the Miss Jamaica title, and her hair was long and processed. Very few dark complexion women have won either the Miss Jamaica World or Miss Jamaica Universe titles since.Current trend of bleachingUnfortunately, unable to enter certain class categories, or lacking confidence in their color to get certain jobs, some dark skinned/black Jamaicans have adapted the current trend of bleaching their skin with chemicals to look “whiter.” An informal commercial sector is functioning in Jamaica with people offering a variety of dubious, health-risky, products purported to be able to lighten dark skin.It is against this background that the positive response from Jamaicans to the success of dark-skin Davina Bennet wearing an Afro hairstyle in Miss Universe seem very interesting.  Although the Afro is reemerging as a trendy hairstyle, it’s doubtful if it’s acceptable in main-stream Jamaican society as in the 1970s during the Black Power movement. Some Jamaicans were even critical of Davina competing with an Afro, doubtful she would advance.Hope Davina’s success prompts changes Now, Davina is being hailed for her determination in competing in the popular pageant with an Afro. It’s hoped the thrill over her success will be motivation for more dark-skinned Jamaicans, men and women, to be proud and confident of their skin color. It’s also hoped lighter-skin Jamaicans who hailed Davina’s achievement will become more respectful of darker-skin Jamaicans in all aspects of Jamaican society.last_img read more

Jamaica sets precedence – Woman head of customs appointed Chairperson of…

first_imgIn a precedence-setting move, CEO/Commissioner of the Jamaica Customs Agency (JCA), Mrs. Velma Ricketts Walker, has been elected by the membership of the World Customs Organization (WCO) to serve as Chairperson of the WCO’s Capacity Building Committee (CBC). She has the distinction of being the first female chairperson of the CBC, and the first person from Jamaica and the Caribbean to hold the post. Mrs. Ricketts Walker vied for the post at the 9th Session of the WCO Capacity Building Committee (CBC), which was held in Brussels from 26 to 28 February 2018, under the theme “Smart Customs: The Gateway to High Performance and Sustainability.” Will serve 1-year termMrs. Ricketts Walker will serve for a period of one (1) year and will be eligible for re-election. Canada will serve as Vice-Chair for the Committee, with Norway being the outgoing Chair. Previous chairpersons were from Canada, Brazil and Norway. The CBC enjoys wide membership support and comes in second, with over 200 participants, only to the WCO’s Annual General Council Meeting.Jamaica has been a member of the WCO since 1963. The WCO has 182 members from across six (6) regions; namely the Americas and the Caribbean, Europe, Asia and the Pacific, Eastern and Southern Africa, Western and Central Africa and the Middle East and Northern Africa. The CBC has been gaining increasing support in recent times, as Customs administrations focus on modernization and capacity building, especially in light of their obligations under the World Trade Organization (WTO) Trade Facilitation Agreement (TFA), which entered into force on February 22, 2017. CBC’s mandateThe CBC’s mandate is to initiate work and studies on capacity building to consider overall capacity building priorities, and to prepare guidelines, standards, tools and instruments to support capacity building objectives. It also provides a forum for cooperation and information exchange on development topics. These initiatives are informed by an annual needs assessment process carried out together by the WCO Secretariat and Member administrations, and supported by the Regional Offices for Capacity Building (ROCBs).Since the last session of the CBC, held in March 2017, 492 capacity building missions have been conducted across all six (6) regions of the WCO, with more than 130 Members benefitting from this support. Jamaica has been benefitting from various capacity building initiatives including the WCO Knowledge Academy, WCO Fellowship Program, various WCO Accreditation Workshops, WCO Time Release Study Workshop, WCO Strategic Planning Workshop, WCO Rules of Origin and Advance Rulings Workshop. A near future engagement of the Jamaica Customs Agency is the WCO Mercator Program, which aims to assist governments worldwide to implement trade facilitation measures, including the WTO TFA, in a uniform manner, through the use of WCO instruments and tools. Other future and current capacity building engagements the JCA will participate in include the human resource boosting Leadership and Management Development Program (LMPD), WCO e-learning platform CLiCK! (Customs Learning and Knowledge Community), the Virtual Customs Orientation Academy (VCOA) and various scholarship programs. Building capacity in integrityOther key areas of focus for the WCO’s CBC include building capacity in integrity, in order to adopt new methods and develop new tools to combat corruption and promote integrity; and gender equality and diversity. Gender equality and diversity is an area being given keen interest by WCO Members, resulting in the WCO’s participation in the “Women and Trade International Forum,” organized by the European Commission in Brussels. The Forum gathered policymakers, private stakeholders, and civil society organizations with the aim of promoting inclusive trade policies to promote women’s economic empowerment. A Virtual Working Group on Gender Equality and Diversity is to be launched by the WCO Secretariat with the objective of gathering best practices on Gender Equality and Diversity initiatives implemented by Members and promoting the exchange of information in this field. Further, a special section of the WCO website has also been devoted to this topical issue. It is expected that work will continue under the CBC on these two very important areas, to the benefit of the Members, particularly Members from Developing and Least Developed Countries (LDCs), including Jamaica.last_img read more

Newcastle, Norwich relegated

first_imgLondon, United Kingdom | AFP |Newcastle United and Norwich City were relegated from the Premier League on Wednesday as Sunderland secured their survival with a one-sided 3-0 victory over Everton.Sunderland centre-back Lamine Kone’s first two goals for the club and a Patrick van Aanholt free-kick took Sam Allardyce’s side four points clear of danger with one game remaining. Norwich returned to the Championship a year after promotion despite a 4-2 win over Watford, while Newcastle, Sunderland’s arch rivals, will play in the second tier for the first time since 2010.It is the fourth season in a row that Sunderland have pulled off a late escape to avoid relegation and it guarantees the northeast club top-flight football for a 10th consecutive season.Allardyce was the architect of their surge to safety, succeeding the sacked Dick Advocaat in October and overseeing a late-season run that has seen them take 11 points from a possible 15.Share on: WhatsApplast_img read more

Oly Town Artesians Voted Top Soccer Logo in Washington State

first_imgFacebook92Tweet0Pin0 Submitted by The Oly Town ArtesiansThe Oly Town Artesians knocked off the Kitsap Pumas in the final round of goalWA.net’s LogoWARS to capture the crown of top soccer logo in the State of Washington for 2015. The voting was extremely close with the two teams tied with less than 2 1/2 hours left before Artesians supporters rallied across social media to push them to a resounding 59%-41% win.Designed by team founder and general manager Brandon Sparks, the Artesians logo took out the Spokane Shadow, Seattle Sounders FC, Everett United FC and the Pumas en route to the victory. Oly Town joins Bellingham United (2014) and Yakima United (2015) as LogoWARS winners.Founded in 2015 before the inaugural Western Indoor Soccer League season, the Artesians have amassed 649 Facebook and Twitter followers in less than a year and rallied every last one of them to defeat four teams that have a combined 828,482 followers.The 2015-2016 WISL season approaches quickly and the Artesians are still working on a home field to play this season after the building that housed Oly Indoor Soccer was sold in June. An announcement about where the next season will be played is likely coming within the next month. Stay tuned to OlyTownFC.com, @OlyTownFC and Facebook.com/OlyTownFC for more information.For merchandise featuring the 2015 LogoWARS champion logo, visit the Artesians online, on-demand store at http://www.zazzle.com/oly_town_artesians.last_img read more