Stantec is the second-fastest growing design firm in the country, according to The Zweig Letter s 2009 Hot Firm List, which identifies the 200 fastest-growing architecture, engineering, and environmental firms in the United States. The annual list recognizes Stantec, which has two offices in Vermont, as outperforming the economy and competitors.The 2009 Hot Firm List is based on a comparison of gross revenue for both fiscal year 2005 and fiscal year 2008, as verified by financial statements or income tax returns reviewed by third parties. During this period Stantec s gross revenue increased 233 percent, from $194 million to $646.7 million. Our business model has really pulled us through the recent economic turbulence, says Rich Allen, Stantec senior vice president and leader of the company s operations on the US East Coast. We ve created an extremely diverse company, both in geography and in market sectors, which has served us well as the housing, development, and related markets have stalled.The company also moved up in the rankings recently published by Engineering News Record (ENR), the industry s most prominent publication. Basing their results on total firm revenues, ENR ranked Stantec number 28 on its annual Top Global Design Firms list, compared to number 35 in 2008. The magazine also placed Stantec in the top 10 in the world on its specific water, hazardous waste, and sewer/waste market lists. Stantec was listed at number 69 on Architectural Record s annual Top 250 Architecture Firms list as well.Between 2005 and 2008, Stantec s employee count also rose rapidly throughout North America and specifically in New England, primarily thanks to the acquisition of several firms with a strong local presence, including Dufresne-Henry, which added offices in North Springfield and South Burlington, Vermont.Stantec currently employs a staff of more than 440 in New England, with offices in Maine, Massachusetts, New Hampshire, and Vermont. The firm s services throughout the region range from environmental impact studies for wind farms, to municipal infrastructure and transportation design, to landscape architecture and mechanical, electrical, and structural engineering for buildings.Stantec provides professional consulting services in planning, engineering, architecture, interior design, landscape architecture, surveying, environmental sciences, project management, and project economics for infrastructure and facilities projects. We support public and private sector clients in a diverse range of markets, at every stage, from initial concept and financial feasibility to project completion and beyond. Our services are offered through approximately 10,000 employees operating out of over 130 locations in North America. Stantec trades on the TSX and on the NYSE under the symbol STN. Source: Stantec SOUTH BURLINGTON VT (August 26, 2009) TSX, NYSE: STN
A transnational threat The Sinaloa Cartel already has extensive drug smuggling and money-laundering connections with organized crime groups in Australia, Europe, Africa, South America and the United States. For example, in February 2013, the Crime Commission in Chicago named El Chapo “Public Enemy Number One.” The Sinaloa Cartel has deep connections to that city’s drug trade. The title of “Public Enemy Number One” was first bestowed on U.S. mafia kingpin Al “Scarface” Capone, who operated in Chicago in the 1920s and 30s. El Chapo is believed to be 58. He has been described by Forbes magazine as one of the world’s “most powerful people,” and is believed to be the 10th richest man in Mexico, with a net worth of $1 billion. The fact that El Chapo is expanding his operations in Colombia is not surprising, said Eruviel Tirado Cervantes , a security analyst at the Universidad Iberoamericana (UIA ) in Mexico City. “The alliance between the Sinaloa Cartel and the FARC is strictly economic,” Tirado Cervantes said. “As long as these groups operate from the perspective of maximizing their profits and reducing their risks, strategic alliances between the Sinaloa Cartel and the FARC will be viable.” While El Chapo and the FARC are collaborating to engage in drug trafficking, the governments of Colombia, Ecuador, Peru, Mexico and other countries in the region are strengthening cooperation to battle organized crime, the security analyst said. “Latin American nations are prepared to live up to this challenged and contain organized crime groups and drug trafficking,” Tirado Cervantes said. El Chapo expands operations in Colombia Improved cooperation In March 2013, the Colombian daily El Tiempo reported that Sinaloa Cartel operatives were buying drug trafficking “franchises” from mid-level FARC commanders. The ongoing peace talks between the FARC and the Colombian government, and diminishing power of the rebel group after five decades of fighting have prompted some FARC commanders to begin distancing themselves from the illegal drug trade by transferring operations to Sinaloa Cartel operativces. FARC, which has been designated as a terrorist organization by the Colombian government, the European Union, the United States and other governments, was formed in the 1960s and is believed to have about 9,000 members, roughly half of its former strength. The rebel group has traditionally funded its operations through drug trafficking, kidnapping for ransom and illegal gold mining. Anti-drug campaigns by Colombian security forces have greatly reduced the supply and quality of Colombian cocaine. Some security analysts believe the Sinaloa Cartel intends to consolidate and modernize cocaine production in Colombia to increase quality and reliability. The Sinaloa Cartel is allegedly operating cocaine processing labs near the border with Ecuador, in the departments of Antioquia, Córdoba and in Norte de Santander, near the border with Venezuela. Following a Nov. 25 binational meeting in the Colombian city of Ipiales, Colombian President Juan Manuel Santos and Ecuadorean President Rafael Correa announced the two countries had signed agreements to strengthen mutual cooperation in the fight against transnational organized crime. In August 2013, Colombian security forces operating in the Choco province near the Colombia-Panama border seized 1.4 tons of cocaine from FARC rebels. Security forces suspect the drugs were going to be picked up by the Sinaloa Cartel. The cocaine shipment was organized by the FARC’s 57th Front group, which controls cocaine production and transportation in the rugged area of forest and swampland known as the Darien Gap. Increased maritime drug smuggling interdiction efforts by Colombian security forces, and strengthened cooperation with the navies of neighboring countries, has forced Colombian drug traffickers to transport more of their product over land. Four months earlier, in March 2013, Colombian anti-drug trafficking forces in Cauca province seized nearly four tons of FARC-produced cocaine, some of which was destined for the Sinaloa Cartel, Colombian security officials said. For years, the Sinaloa Cartel and other transnational criminal organizations, such as Los Zetas, have purchased cocaine produced in Colombia. Authorities are concerned that the Sinaloa Cartel is taking a more direct role in the production and export of Colombian cocaine. In October 2013, Univision aired an interview with an alleged former FARC commander who said that Sinaloa Cartel operatives were known as “Los Sombrerones.” Los Sombrerones were closely involved with FARC drug production operations in Colombia, the source said. The FARC considered the Sinaloa Cartel operatives to be ideal business partners because they paid well and on time, he said. Drug trafficking “franchises” By Dialogo December 06, 2013 The FARC and the Sinaloa Cartel The Colombian communist rebel group Fuerzas Armadas Revolucionarias de Colombia (FARC) is expanding its criminal ties with Joaquin “El Chapo” Guzman, the world’s most-wanted drug kingpin. El Chapo, the leader of the Sinaloa Cartel, has become the primary customer and financier for the FARC’s cocaine production in Colombia, authorities said. Authorities suspect the FARC controls at least half of all cocaine production in Colombia. The U.S. government has described El Chapo as the world’s most powerful drug trafficker. Cocaine seizure Only to the president of Colombia they are beautiful loving doves. Surely, this is due to the reelection and the submission of our beautiful country to the rebels which are nothing more than liars like Santos. The Security of the Latin American nations is, now more than ever, at risk of being captured by the small-minded forces of crime and the combination of power struggles, and both methods are justified by and associated with the purpose of surviving and imposing their empire, crime and the criminal dictatorship of Marxism and Leninism, none of them is a kind angel. They are all blood-thirsty wolves that will achieve powerful positions due to the disbelief of the governors and the citizens with political naivete. For Latin America, the decade of imposing socialism is only beginning, while the radicals of the Stalin doctrine are deployed in the minds of the citizens as the saviors of the poor….and there lies the biggest danger of all, in the vindication of their causes and atrocious crimes, murders, kidnappings, bombs and explosives against society in any of its tiers, children, women, priests, teachers, cops, soldiers, tourists, judges, magistrates, representatives and congressmen, none of them can escape the justification of the mobiles used by assassins to cause death and pain. Is it that we don’t know the face of socialist world history and the imposition of fascism in Europe? by Lenin, Mussolini, all of them imposed through the blood of the people and then turned into executioners, and who today are just stories repeated in Latin America on behalf of the people, the humble and the unprotected ones. Observe the news of the FARC guerrilla history in Colombia and of the narc terrorism, they are part of the agenda of the democratic citizens who think about seeking freedom for their children and for the future of free and fair nations, a true Latin American dream. PRESIDENT SANTOS IS BEING TRICKED BY THE FARCS, BOMBS ARE BEING PLANTED AND INNOCENT PEOPLE ARE DYING IN COLOMBIA WHILE THEY ARE TALKING ABOUT PEACE IN CUBA. I WONDER, IS SANTOS NOT COLOMBIAN, DOESN’T HE SUFFER BECAUSE OF THE DEATH OF INNOCENT PEOPLE? I THINK THAT, IF HE CONSIDERS REELECTION, IT WILL BE DIFFICULT TO WIN, IF HE WINS IT WILL BE BY COMMITTING FRAUD. PEOPLE ARE EXPERIENCING FIRSTHAND THE ACTIVE VIOLENCE EXISTING IN COLOMBIA, AND THE PRESIDENT ISN’T DOING ANYTHING TO PUT AN END TO IT. ALL HE DOES IS TRAVEL, TRAVEL, COCKTAILS AND COCKTAILS. Only you, Santos, believe that people have confidence, don’t be stupid. For Santos it’s the renovators, and this will go on in the new country. If they deal and and talk with drug dealers of this magnitude, why not put together all the barbaric group of narcs, assassins, rapists and thieves in prisons, countrysides and cities and get us all mixed up in the same mud, because they are only ten percent of the problem and will continue doing the same with the concessions of Santos, under the unusual legality. Santos, the president of Colombia, is a traitor, he betrayed all of us Colombians who voted for him. His peace process is a process sold to the terrorists of the Farc, he is supporting them in Havana with the money of the Colombians, he wants them to occupy in the congress with all impunity, no matter the victims. He is selling Colombia to the terrorists through the reserve areas in the countryside, so that public forces cannot be there, like the thousands Caguanes of Pastrana; and on top of that he harasses hid ex-mentor Uribe with bad publicity, because he doesn’t want the Democratic Center led by Uribe to put an end to his infamous fake “peace process”, so that he is reelected for another 4 years. President Santos is like Shakira’s song, deaf, mute and blind. He sees them as innocent doves and they are nothing but terrorists, and he is thinking about reelection Yes, but for what it is objectively, the relationship of Alvaro Uribe with the narco paramilitary, his relationship with Pablo Escobar and Colombia’s shame of having him as president, what do you think about that? It’s not that they must act like innocent doves, it’s that if they seek peace negotiation they have to compromise with their vision and opinion so that the other violent party would give in and analyze the option of living peacefully with the people. The thing is that there are extreme right-wing people that are worse than the FARC terrorists (former President Uribe, ministers, generals), who use power, betray the ethics and vision of the Military Forces, and sell themselves for a sol without waiting the proper time to get it, and assassinate innocent people such as people from Soacha and other municipalities, while the subordinate soldiers and cops put their heads on the line in a war sponsored and encouraged by the corrupted state itself. The salaries are also miserable for these people. Everything you observe, say and write is very true. Those qualities, desires and hunger for power and wealth don’t only apply to guerrillas but to the entire corrupt, bloody political class of this country. From a police inspector up to the ex-presidents Uribe, Pastrana, the pack of rats that make up the damned despicable senate and congress of the submissive, obedient, masochist, assassinated republic of Colombia. As a Colombian, I see that the information or news have a lot of professional content by not removing or adding anything to the matter. Congratulations on the good research. I believe this confirms how bad things are for both nations, even more so when the cooperation comes directly from the Farcs, meaning there is no respect for human life. This is the result of socialism in the 21st century. Like Estanislao says, it doesn’t only apply to the guerrilla, but also to the corrupt right-wing political class, who throughout the last 40 years has plundered the treasury and has done nothing for the poor. It is not fair that a country with so many natural resources has so much poverty. Over 2 million children sleeping on the streets and you call that democracy? Where is the health and education which are the foundations for a true social justice? And don’t get me started on the countryside. And now, these oligarchy bootlickers start sending comments adverse to peace. The trend of a continent towards the left cannot be stopped and Colombia is not the exception. To Mr. Arley Sanchez: I can tell you are one of the many stateless Colombians who go around speaking ill of Colombia. Where do your financial resources come from? From the narc terrorism, right? You from the narc guerrilla hate President Alvaro Uribe Velez, because he was the only president of Colombia who made the political decision to fight against you using armed forces, practically forcing you to live on the Venezuelan border, where you seek shelter through the Chavez movement. And you tell lies and talk trash about Uribe, as much as you can throughout the world. Mr. Uribe is a decent man. Drug trafficking is the main activity of the FARCs. Leftists everywhere know it, and they remain their devoted friends. Narcs and leftists are two apples from the same tree. Q. El Chapo is building houses for all the poor in this corrupt country, and he supports education and sports since the administration of this country is not doing it. Let him go on with his drug business which is the best at producing money, but he should not forget about the poor. What are you suggesting…?? To keep financing a war..?? I would like to hear your suggestion. Because it’s easy to criticize… My friends, instead of insulting and pointing the finger pray to God, everything that is happening has to happen because it’s writte. Only God can save us, not only from what is going on in Colombia, but in the entire world. The Farcs and the legislative, judicial and executive powers are the four biggest plagues suffered by Colombia. I am a senior citizen, and in my many years I have never met a government as perverse and harmful as the one of Juan Manuel Santos: No to his re-election. Colombia deserves something better. I’ve been saying that the criminals of the Farc ARE SIMPLY EMPLOYEES OF THE REAL BOSSES OF THE AMERICAN, MEXICAN AND RUSSIAN MAFIA. The governments involved want to have a piece of the billions of dollars that are buried in the jungle. THERE IS NO PEACE PROCESS, THEY ARE ONLY DESIGNING AN AGREEMENT BETWEEN ALL THAT PEOPLE AND ARE SEEKING A WAY TO INTRODUCE THE MILLIONS OF DOLLARS AND EUROS TO THE FINANCIAL SYSTEM OF THE PARTICIPATING COUNTRIES: COLOMBIA, USA, MEXICO, SPAIN, VENEZUELA, CUBA, ECUADOR, HONDURAS, ITALY AND MANY MORE, PLUS OTHER PEOPLE INVOLVED LIKE THE COLOMBIAN OLIGARCHY, THE HIGH MILITARY AND CIVIL RANKS. THEY ARE ALL A GREAT FAMILY OF DELINQUENTS THAT HAVE DECEIVED THE PEOPLE WITH THE WAR PLOT AND IT IS ALL A LIE. THE ORIGIN OF THE FARC STARTS SINCE THEY WERE HIGHWAYS BANDITS AND BANK ROBBERS. THE TRUE GUERRILLA PEOPLE WERE THOSE FROM THE ELN, BUT THEY MADE A BIG MISTAKE: THEY IMPORTED TO COLOMBIA THE GUERRILLA PRINCIPLES OF MARX, CASTRO, LENIN, MAO, WHICH NEVER APPLIED TO COLOMBIA. THE DELINQUENTS, ASSASSINS AND NARCS OF THE FARC ARE AND WILL BE DRUG DEALERS. DON’T BELIEVE THE WHOLE WAR THING, IF THEY ARE REMORSEFUL TOWARDS SOCIETY THEY NEED TO RETURN ALL THE MONEY TO THE FAMILIES THAT WERE ROBBED FOR THE RESCUE OF THEIR LOVED ONES. I HOPE THIS OPINION IS POSTED IN ALL THE MEDIA, SO THAT PEOPLE CAN FIND OUT! THE COLOMBIAN GOVERNMENT HAS ALWAYS BEEN THE MOST CORRUPT, STARTING WITH THE HIGH OFFICIALS OF THE GOVERNMENT AND THE COLOMBIAN ARMED FORCES. THAT’S WHY THE GREAT THINKERS AND THE PEOPLE WITH LIMITED RESOURCES SEEK REFUGE IN THE RANKS. This is an old tale. The state itself has encouraged it so there is nothing more to say. The wars only leave death, pain, misery and resentment among the victims and the offenders because the wars in Latin America have always been about political, economical and social power. It happened in Cuba after the revolution, and Nicaragua and few others continue doing the same thing, war for freedom of their citizens. As a Colombian, I think I’m not a stranger to conflict and that we are all to blame. We vote, pay taxes, do mandatory military service and give in to extortion because we don’t trust the authorities, OK. The article is biassed because it tries to confuse people at the time of the release of an article about Mujica’s meeting with the Farcs, and denounced by Alvaro Uribe, representative of the extreme right-wing Colombian forces who are against the peace process of President Santos. President Uribe and his brother are currently being accused of creating the paramilitary and a group known as the 12 apostles, who is blamed for thousands of crimes against humanity. This is not mentioned in the article. It’s NOT saying anything new. Everything is tens of years old, you obviously have no other news to share. Why don’t you just act like the people, and reveal the truths that are hidden to benefit the current President. You are lacking ethics and seriousness. This will never be fixed until the rats within the government stop stealing from the poor. So what do you expect to change? I think the guerrilla does it right, they bring dollars from other countries, not steal from the poor. I think that the rat den has to come to an end! Making peace seems to me the most despicable thing on the part of the Colombian government. I don’t believe it, it would be better to vote. The only thing they are trying to do is strengthen those groups. They spend millions of dollars in the famous dialogue, and the people living in poverty get worse every day. People never really do anything about it, everything depends on the interests of both parties. It’s infuriating; it’s not even worth talking about it, it’s wasted time. All this is frightening, may God protect us, authorities should team up with those from other countries. Look and read, Santos is the only person in Colombia willing to negotiate with narco-terrorists. I agree with Maria del Pilar, what a failure having voted for this traitor. Everything will be permitted as long as politics are the main source of permissiveness for drug trafficking, situation that drove the people under a dark shadow of corruption and poverty. This created a social resentment that generated a conflict among Colombians and forced us obey oppressing groups. What reason do AUCs have to operate? What argument does the guerrilla have to operate? Neither has lost their ideals, therefore it is very clear that this is about continuing to repress good people. The FARCs will soon come to an end, due to the persecution established by the government of Colombia. THERE WILL NEVER BE PEACE IN COLOMBIA BECAUSE THERE ARE DRUGS AND MAFIA, EVEN WITHIN THE GOVERNMENT (WHAT A SHAME ) Well, as a proper Maracucho, I would like to ask you to carefully investigate those who want to harm our country. They fight off drug trafficking but it will continue to grow as long as there are people who buy and use drugs. It will be difficult to eliminate this destructive factor for society. The ambition of those who want to be powerful and dominate the world by forcefully damaging healthy minds is hard but not impossible to fight. May God protect and guard our children and youngsters from this scourge. It’s good to know how narcotrafficking and its power is managed …the end of the world is right here, historical thanks to our misgovernments! I am Venezuelan, and it’s very sad to observe these two rich countries, especially their happy and warm-hearted people, how is it possible that we can’t put an end to this calamity that is killing us (DRUGS and CORRUPTION)? Let’s put our efforts together for our sons and grandchildren, the future of our PEOPLE. It seems to me that El Chapo Guzman has contacts with the FARC as far as drug trafficking goes. I support El Chapo but I am not sure about the FARC. As you say, these are suspicions. They talk about the FARC-EP, who are drug traffickers, but about the military forces, they have been caught trafficking coke and marijuana, and there is no talk about the USA, who are the biggest consumers. The harm caused to millions of people is reason enough for extradition to the United States. That’s what the heads of Colombian narc-terrorism, the FARCs, deserve. They killed Pablo Escobar Gaviria over twenty years ago and they still blame him for all the bad things that currently take place in the country. How many presidents has the country had, and who is blaming them for all the bad stuff that has happened in twenty years, with their para-politics and narc-politics. It’s sad to observe the situation in our country, to see how the candidates to senate seem to be completely flaky, promising what they will not give. Because if they really loved our country, they would have already fixed the macro-problems we have, such as justice, health, agriculture, safety and many other problems. That way we would gladly give our vote to those who have helped, but those solutions are the same old springboard for the while-collar bandits and thieves. In my personal opinion, I think all countries should unite to eliminate this organized crime, by:1. Applying the death penalty to the suppliers and users in each country, in the entire Asia. 2. Also LIFE sentence. 3. The judges that release a Narc, whether trafficker, dealer or user, should be killed along with their entire families.THERE ARE OTHER FORMS OF PUNISHMENT.But, since there are many more involved here, it becomes more difficult. P e g was the forerunner of this dirty business, trafficking, killing and fortunately he was eliminated as he should have been. The same needs to be done with these groups. When an evil factor promotes goodness, it cannot be believable. In this case it is governments and government blocks that promote and support invasions and wars that seek to destabilize the governments that support the comprehensive development of their people. As long as this policy continues, they cannot be labeled as positive factors promoting the fight against “evil”, reflected by the hundreds of thousands of citizens on the planet Earth suffering the consequences of these perverse actions. It’s clear that the narc terrorists of the FARCs are criminals. Why should they be granted a political concession? It’s good to know what’s going on with the drug traffickers, but action should also be taken. The self-proclaimed FARCs went from being an armed group of opposing insurgents seeking to take over the Colombian state to becoming the biggest cocaine cartel in the world. Technically speaking, drug trafficking is not a market that manages a free supply and demand of goods or services, where the consumer can freely choose what he/she wishes to consume or select the brand of product of his/her choice. That is called a free market. The group of consumers that prefer a brand is known as a captive market due to his/her loyalty to that brand. Within drug trafficking, the market also has a supply and demand. In it, the supply is sustained by the global increase of a demand that cannot be called captive market because the people demanding it have no loyalty to the product but an extreme dependence, it should be referred to as slave market, since narcotics destroy family and social environments because their victims segregate themselves when they ran out of valuable things in their homes and environment that they later sell to sustain the vice, and can even prostitute themselves and commit felonies, and do anything to sustain it. That is a slave market. It’s the source of increasing crime and insecurity all over the world. Very little is known about the social, sanitary and political cost of this fateful affliction. When I was a child, those degenerates were known by their actual name, REBELS. I don’t know when exactly they became revolutionary guerrilla men. The FARC terrorists are mocking our country in Cuba, seated at a negotiating table “””””””””””” but that is a farc-e, they kill civilians, police, soldiers and continue to produce and sell cocaine all over the world with the different cartels. President Santosâ€™ peace with the FARC is a FARCe…………………………..
93SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Tansley Stearns Tansley is a dynamic force of nature, fiercely crusading on behalf of all credit unions while tirelessly driving forward the brand image and family spirit of Canvas. She joined us … Web: https://www.canvas.org Details A recent MarketPlace.org article attributed credit union growth to lax regulations. Headlined with “As relaxed regulations spur credit union memberships, banks cry foul,” the article touts how credit unions have grown 60% over the last 20 years.Well of course we’ve grown, credit unions are awesome for people and small businesses. That said, unfortunately, we are not exploding across the financial market. In fact, statistics shared from this year’s Credit Union National Association (CUNA) Governmental Advocacy Conference (GAC) include the disheartening fact that our market share in the financial industry “hasn’t budged from 7% over the last three decades” and while more Americans are aware of credit unions, “among non-members, 72% don’t necessarily dislike credit unions. They simply don’t consider them as part of their decision process.”As an industry, we need to own our lack of growth. Collectively, we must do a better job of sharing our story and telling human beings why credit unions are a better choice. It has become a cliché to say that we are the “best kept secret.” We must invest in marketing. Just like the CUNA 2019 “Open Your Eyes” campaign touts, it’s time for credit unions to help consumers open their eyes to credit unions. We must tell our story in a way that focuses on the benefits we deliver, the impact we create, and the people we help.It’s a great thing that there is a credit union out there for everyone, no matter where you work or live. As modern and sophisticated financial institutions, we are dedicated to putting our members in control because we are accountable to our members, not shareholders. That accountability means that all of our resources stay focused on helping our members turn their dreams into reality.The good news is that when we do tell our story and consumers use us, they love us because it makes a positive impact. The MarketPlace article relates the wonderful experience of three college students who embraced joining a credit union. Each one referred their next roommate to the benefits of being a member. Again, this is not based on any “looser” laws enabling a nefariously new daisy chain connecting potential members, nor is it a new “phenomenon.” Depending on each credit unions’ charter, the Federal Credit Union Act supports extending membership in a variety of ways, including family and yes that also includes members of the same household. This is how it’s worked for decades.We’re here to help people and when that happens, it’s natural and very positive that those people tell their friends. The MarketPlace article points out that credit unions save their members about $12 billion a year, a point CUNA detailed directly to the U.S. Congress earlier this year. The March 27, 2019, CUNA release states “There are over 115 million credit union members who benefit by $12 billion a year as a result of paying fewer and lower fees, lower loan rates and earning higher rates on deposits. Here are just a few of the ways this plays out for credit union members across the country:Credit unions’ new vehicle loans are 1.78% lower than other financial institutions, according to the December 2018 NCUA’s Credit Union and Bank Rates.Credit union members save about $1,000 in interest paid over a five year loan based on those December 2018 statistics provided by NCUA’s Credit Union and Bank Rates data. This is based on financing a $25,000 new automobile for 60 months at a credit union will save a member an average of $200 per year in interest.Credit union members earn 2.5X more interest on their savings with credit unions versus banks (CUNA, Open Your Eyes Campaign).Don’t all of us desire to create positive impact for hard working people? It’s hard to believe that more consumers saving more money, paying less interest and ultimately creating a path to financial success is anything other than tremendously positive.Credit unions were first formed to ensure that working class Americans could have access to lower cost credit and a safe place to save their money. Credit unions take the money earned, and invest it back into the products and services provided to our members. It’s also what makes us a not-for-profit member-owned cooperative that does not pay corporate taxes, so we can provide those lower loan rates and higher savings rates to the average person.As efforts are made to change regulations for us, it is a subtle reminder that credit unions did not require a financial helping hand or additional oversight more than a decade ago to stay true to our members. And, we don’t require that now.At Canvas, we’re dedicated to helping more people afford life and embrace being a financial by-your-side guide for our members. It’s working. In 2018, Canvas Credit Union helped our members obtain access to more than $2.1 billion in affordable loans. Canvas serves nearly 10,000 local small businesses. Also, in 2018, we awarded $56,000 in scholarships, donated $200,000 to local charities, and supported our staff volunteering 1,372 hours. And, we’re not slowing down.We’re proud credit unions save their members about $12 billion a year as cited by MarketPlace. But we won’t stop there. Let’s help human beings, communities, and small businesses open their eyes to all credit unions’ have to offer.