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Household debt front and centre for RBA and regulators in coming year

first_imgHousehold debt levels will continue to be a strong focus of regulators in the coming year, according to RBA.RBA Governor Philip Lowe expects to see better growth out the Australian economy in the coming financial year, but household debt levels will be a strong focus.Summing up the year in the RBA’s 2017 annual report out this week, Mr Lowe said “over the year, the Board has paid close attention to developments in household balance sheets and housing markets.”More from newsMould, age, not enough to stop 17 bidders fighting for this homeless than 1 hour agoBuyers ‘crazy’ not to take govt freebies, says 28-yr-old investorless than 1 hour ago“The coming year is likely to see better growth in the Australian economy,” he said. RBA Governor Philip Lowe expects to see better growth in the coming year. Picture: Patrick Hamilton/Economic Society of Australia“The Reserve Bank Board adjusted the cash rate target once in the year in review, lowering it to 1.5 per cent in August 2016. This followed inflation outcomes earlier that year that were noticeably lower than expected. Since then the Board has held the cash rate steady, with the stimulatory setting of monetary policy helping the economy adjust to the winding down of the mining investment boom.”He said RBA wanted “an average rate of inflation over time of between 2 and 3 per cent in a way that promotes the public interest and does not add to medium-term financial stability risks”.He said the way that RBA worked with other financial regulators through the year was “a valuable aspect of Australia’s regulatory arrangements and one that does not exist in all countries”.last_img read more

Martinez sweats over Everton star’s ‘bad’ injury

first_img1 Belgian forward Kevin Mirallas suffers an ankle injury during 3-1 win over QPR Everton manager Roberto Martinez admitted he is concerned for Toffees star Kevin Mirallas’ fitness after he was stretchered off at the end of Monday’s 3-1 victory over QPR.The Belgian forward felt the full force of Jordan Mutch’s rash challenge late on at Goodison Park, and Martinez revealed Mirallas is set for a scan on his ankle.“Kevin is a real negative today, he’s got a real bad ankle,” said the boss.“We’re going to scan it in the morning and see the extent of the injury.“It was a real disappointment to see him carried off at the end.”On a more positive note, the manager was delighted with his team’s cutting edge in front of goal, with Mirallas on the scoresheet with a deflected free-kick strike, sandwiched by goals from Ross Barkley and Steven Naismith, to seal a comfortable win over the struggling Rangers.“I was really, really pleased in the manner that we carried that sort of threat,” Martinez added.“We always had a good balance, we defended well when we had to, we had real good pace on the counter-attack and overall we were clinical in front of goal.”Martinez was also full of praise for England starlet Barkley, who took the man of the match honours.“The big enjoyment working with Ross is how quickly he takes concepts on and how quickly he experiments with different starting positions,” the Spaniard said of the 21-year-old.“The power and pace that he has combined with that technical ability and ball control makes him special.“Sometimes you get a really talented footballer who is skillful on the ball or the powerful and strong that can show that physicality on the pitch. He’s got both.”last_img read more

Social Media Branding 10 Tips to Build Your Brand

first_imgIn order for your brand to gain traction on social media platforms your messaging has to resonate instantly and stick.When it comes to social media branding, marketers would do well to take a page from Mad Men Al Ries and Jack Trout, advises actionable marketing expert Heidi Cohen. “In their classic book, Positioning: The Battle for Your Mind, they recommended that brands aim to own a word in the mind of their prospects,” she writes.With that in mind, Cohen offers 10 tips for building your brand on social media platforms, from choosing your name and developing focal keywords — think “what words are my prospects using to search for solutions? — to building your brand’s story to developing a brand ambassador to create a good first impression and develop customer trust. Read Cohen’s full post for the complete list of tips you can use to build social media recognition and engagement. AddThis Sharing ButtonsShare to FacebookFacebookShare to TwitterTwitterShare to PrintPrintShare to EmailEmailShare to MoreAddThislast_img read more